Top up any phone with USD Coin (USDC)
Ethereum / Solana / Polygon / Base
In one paragraph
You can pay for mobile top-ups with USD Coin (USDC) (USDC) on Neloxi in 150+ countries on 900+ operators. Dollar-pegged stablecoin regulated under US law. Fully reserved 1:1 in US Treasuries. The recharge is delivered to the line in under a minute, with no account creation and no KYC.
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USD Coin (USDC) top-ups in popular countries
Every country and operator on Neloxi accepts USD Coin (USDC). The most common destinations:
USD Coin (USDC) vs other popular cryptos for top-ups
| Crypto | Speed | Fee | Privacy | Stablecoin |
|---|---|---|---|---|
| USD Coin (USDC) (this page) | fast | $0.01–$5 | low | yes |
| Bitcoin | medium | $0.50–$5 | low | no |
| Lightning Network | instant | < $0.01 | medium | no |
| Monero | fast | $0.01–$0.05 | high | no |
USD Coin (USDC) top-up — FAQ
How do I pay for a mobile top-up with USD Coin (USDC)?
Pick a country and operator on Neloxi, enter the destination phone number and amount, then select USD Coin (USDC) at the payment step. We display the address (or Lightning invoice) and the exact amount, locked for 15 minutes. Pay from any USD Coin (USDC) wallet. The recharge is delivered to the line once the payment confirms.
What is the USD Coin (USDC) confirmation time?
About 1 minute on average — fast enough that we credit the recharge immediately on first confirmation. Once confirmed, the operator side itself recharges in seconds.
What are the fees when paying with USD Coin (USDC)?
Network fees only: $0.01–$5. Neloxi does not add a surcharge on top of the operator's wholesale price.
Is paying with USD Coin (USDC) private?
Not by default. USD Coin (USDC) transactions are public on-chain. The top-up itself doesn't reveal your identity, but the payment can be linked back to your wallet — and through your wallet, potentially to an exchange account if you funded it from a KYC'd source. For full privacy use Monero or Lightning.
Which wallet should I use for USD Coin (USDC) on Neloxi?
Any USD Coin (USDC) wallet works. Make sure you're sending on the right network (Ethereum / Solana / Polygon / Base) — sending on the wrong chain will result in lost funds we cannot recover.
Can I top up someone else's phone with USD Coin (USDC)?
Yes. Enter any valid phone number for a supported operator. You do not need to own the line, and we never ask whose number it is.